CalHFA First Time Homebuyer Program

Nothing Down!

Below Market Interest Rate!

Get 3% To Use For Down Payment or Closing Costs!

Up to $547,990!

Minimum FICO Score Only 620!

The California Housing Finance Agency has a fantastic program to help a first time buyer purchase a home with little or no money down at an affordable payment.

A "First Time Homebuyer" is someone who has not owned a primary residence within the last 3 years.

The income limit is $96,600 for a family of three. There are several types of loans to choose from, such as 40 year fixed, 30 year fixed, and 35 year interest only loans. The property you buy can be a single family detached home, or it can be a condo or a townhouse.

Qualifiying is simple - you need 3 years of tax returns, a FICO score of 620 or better, and one month of cash reserves.

As with all government programs, this one won't last forever. So if you're interested in buying a home but thought you couldn't afford it, then call me right away at 760-730-1310 and let's get started!